Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

This bill would use Congress's power to overturn a decision by the Bureau of Consumer Financial Protection (also known as the CFPB) that withdrew a previous rule about improper practices related to how banks sign consumers up for overdraft protection services. In simple terms, Congress is trying to disapprove of the agency's decision to pull back its earlier guidance on overdraft opt-in practices. No official summary is available for this bill.

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