HJRES 181 · 119th CongressIn Committeecongress.gov ↗
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".
What this bill does
AI plain-language summaryThis bill would allow Congress to formally disapprove of and block an action taken by the Bureau of Consumer Financial Protection (also known as the CFPB) that withdrew a previous rule about how consumer reporting disputes should be reasonably investigated. In simple terms, Congress would be reversing the agency's decision to pull back its earlier guidance on how companies should handle disputes when consumers challenge information on their credit reports. No official summary is available for this bill.
Introduced
May 11, 2026
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