What this bill does
AI plain-language summaryThis bill creates a single online system where people can apply for federal disaster help all in one place, instead of dealing with multiple agencies separately. It makes it easier for homeowners to get help from FEMA by lowering the bar for eligibility, so homes only need to be damaged by a disaster rather than completely unlivable, and it allows FEMA to directly help with home repairs and safety improvements. The bill also lets FEMA help states build websites with recovery information, pay back local governments for housing emergency workers, and set up a public online dashboard showing how disaster aid is being distributed. Finally, it requires studies and reports on problems renters face getting disaster help, identity theft and fraud in disaster aid, and other challenges with how damage is assessed and assistance is provided.
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