To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.

This bill stops three government housing agencies from making changes to how they charge upfront fees on home loans. In January 2023, these agencies announced they would change their fee charts that set percentage adjustments based on a borrower's credit score and other risk factors. The changes would increase the percentage adjustments, with different amounts depending on how risky the loan is considered to be.

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