What this bill does
AI plain-language summaryThis bill would create a national health insurance program run by the Department of Health and Human Services that covers all U.S. residents. The program would automatically enroll people when they are born or become residents, and would cover medically necessary services including hospital care, prescription drugs, mental health treatment, dental and vision care, long-term care, gender affirming care, and reproductive care including contraception and abortions. There would be no deductibles, copayments, or other charges for covered services, and private insurers could only offer additional coverage that doesn't duplicate what the government program provides. People 18 and under, 55 and older, or already on Medicare could join one year after the bill becomes law, while others could buy in at that time, and the full program would start two years after the bill is signed.
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