Preventing Environmental Hazards Act of 2025

This bill changes the National Flood Insurance Program to cover the costs of tearing down or moving certain coastal buildings that are about to collapse or sink. The insurance would pay for demolition or relocation of insured buildings that local authorities have condemned or declared unsafe because of threats from shoreline erosion or other location problems. The bill includes rules for how much the insurance will pay and when coverage ends. To qualify, buildings must have had flood insurance for either 12 months before this bill becomes law or for 4 continuous years before getting certified for this new coverage.

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