HR 4478 · 119th CongressIn Committeecongress.gov ↗

TRUST Act of 2025

What this bill does

AI plain-language summary

This bill would allow more small banks and similar financial institutions to be examined less often by federal regulators. Right now, institutions with less than $3 billion in assets can qualify for these less frequent check-ups, as long as they are considered well-managed and financially strong. The bill would raise that cutoff to institutions with less than $6 billion in assets, meaning more institutions could go longer between examinations.

Introduced

July 17, 2025

Policy Area

Finance and Financial Sector

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