Fix Our Flooded Basements Act of 2025

This bill changes how FEMA helps people fix flooded basements after disasters. Currently, FEMA only helps with basement repairs that affect safety or whether someone can live in the house, and only covers certain personal items like washers and dryers. The bill would let FEMA help fix mold, mildew, and moisture damage in basements even when it doesn't affect safety, and would cover more personal property that gets damaged by flooding in basements. It also requires FEMA to provide better group flood insurance to disaster victims, including higher coverage amounts and better coverage for basements.

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