HR 4849 · 119th CongressIn Committeecongress.gov ↗

Protecting Health Care and Lowering Costs Act of 2025

What this bill does

AI plain-language summary

This bill makes permanent some temporary rules that help more people get tax credits to buy health insurance and make those credits larger. Right now, people can get these tax credits to help pay for health insurance bought through government exchanges, but only if their income is between certain limits and the credit amount depends on how much they earn. The bill removes the upper income limit permanently and lowers the percentages used to calculate credits, which means more people can get help and the help will be bigger. The bill also cancels several Medicaid, Medicare, and health tax rules that were created by another law called the One Big Beautiful Bill Act.

Introduced

August 1, 2025

Policy Area

Taxation

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