HR 53 · 119th CongressIn Committeecongress.gov ↗

Responsible Borrower Protection Act of 2025

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Road to The Floor

How it works

Introduced

In Committee

On The Floor

Passed a Chamber

Passed Congress

To President

Became Law

What this bill does

AI plain-language summary

This bill stops three federal housing agencies from making changes to how they charge upfront fees on home loans. The agencies announced these changes in January 2023. The changes would revise fee charts that adjust percentages based on a borrower's credit score and other risk factors, with most changes increasing the percentage adjustments depending on how risky the loan is considered.

Sponsor

Rep. Biggs, Andy [R-AZ-5]

R

Introduced

January 3, 2025

Policy Area

Finance and Financial Sector

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