HR 6774 · 119th CongressIn Committeecongress.gov ↗

FHA Small-Dollar Mortgages Act

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Road to The Floor

How it works

Introduced

In Committee

On The Floor

Passed a Chamber

Passed Congress

To President

Became Law

What this bill does

AI plain-language summary

This bill would allow the Secretary of Housing and Urban Development, through the Federal Housing Commissioner, to create a test program aimed at making it easier for people to get small home loans, sometimes called small-dollar mortgages. No official summary is available for this bill.

Sponsor

Rep. Waters, Maxine [D-CA-43]

D

Introduced

December 17, 2025

Policy Area

Housing and Community Development

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