Community Bank Regulatory Tailoring Act

This bill raises the dollar limits that determine which banks and financial institutions have to follow certain stricter rules. By increasing these limits, more banks — especially smaller ones — would qualify for lighter regulations in areas like trading restrictions, routine government check-ups, certain fees, and home loan reporting requirements. Every five years, the Federal Reserve Board would be required to raise these dollar limits again based on how much the U.S. economy has grown.

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