TAILOR Act of 2025

This bill requires federal agencies that oversee banks and other financial institutions to adjust their rules and regulations so they don't place unnecessary burdens on those institutions, taking into account how risky each institution is and how it operates. These agencies would also have to report to Congress on what they've done to reduce those burdens. The bill applies to future rules as well as rules made in the last seven years. It also cuts back on some reporting requirements for smaller community banks and requires federal banking agencies to report on how they can modernize the way they supervise banks, including updates to training and staffing.

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