Catching Up Family Caregivers Act of 2026

This bill would let family caregivers put extra money into their retirement savings accounts for up to five years. To qualify, a person must be unemployed or working very few paid hours and must spend at least 500 hours in a year providing in-home care for an adult with special needs or a child. The idea is to help caregivers who miss out on saving for retirement because they are spending their time caring for someone at home.

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