S 3648 · 119th CongressIn Committeecongress.gov ↗

Immediate Access for the Terminally Ill Act

What this bill does

AI plain-language summary

This bill would let people on Social Security Disability Insurance (SSDI) who have terminal illnesses with five years or less to live start getting their disability payments right away, instead of waiting the usual five months. In exchange for getting payments sooner, those people would have their monthly benefit reduced by 7%. The bill also says that people collecting unemployment benefits cannot receive SSDI benefits at the same time, and it allows the Social Security Administration to collect overpayments from beneficiaries at a lower rate, as long as it's at least 10% of their monthly benefit.

Introduced

January 15, 2026

Policy Area

Social Welfare

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