S 978 · 119th CongressIn Committeecongress.gov ↗

HELPER Act of 2025

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Road to The Floor

How it works

Introduced

In Committee

On The Floor

Passed a Chamber

Passed Congress

To President

Became Law

What this bill does

AI plain-language summary

This bill creates a program run by the Department of Housing and Urban Development to help law enforcement officers, teachers, firefighters, and other first responders buy a home. Under the program, these workers could qualify for a first-time home loan without having to make a down payment. Instead of a down payment, they would pay a one-time mortgage insurance fee upfront.

Sponsor

Sen. Moody, Ashley [R-FL]

R

Introduced

March 12, 2025

Policy Area

Finance and Financial Sector

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