PROTECT Students Act of 2025

This bill puts rules in place to protect students and student loan borrowers from unfair financial practices in higher education. It gives the Department of Education official legal backing for rules about whether career education programs actually help students get good-paying jobs, and it makes it easier for borrowers to challenge loan repayment or get loans forgiven if their school closes. The bill also stops colleges that receive federal student aid from blocking students from taking them to court or holding back transcripts because a student owes money, and it requires these schools to spend at least 30% of their tuition money on actual teaching. Finally, it creates new oversight systems, including a complaint-tracking system and a committee focused on for-profit colleges, and it provides funding to the Department of Education to run student aid programs.

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