A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

This resolution would express Congress's disapproval of a rule issued by the Bureau of Consumer Financial Protection that withdrew a previous guidance document about improper practices related to how banks get consumers to sign up for overdraft services. If passed, it would essentially block that withdrawal and keep the original consumer protection guidance in place. No official summary is available for this bill.

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