HR 9639 · 119th CongressIn Committeecongress.gov ↗

To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.

Road to The Floor

How it works

Introduced

In Committee

On The Floor

Passed a Chamber

Passed Congress

To President

Became Law

What this bill does

AI plain-language summary

This bill would change the Fair Credit Reporting Act to help fix the damaged credit of people who have been harmed by predatory practices or unfair credit reporting. It would also give vulnerable consumers better access to tools that protect them from identity theft and fraud, and add protections for victims of these crimes. No official summary is available for this bill.

Introduced

July 9, 2026

Your Vote

Discussion (0)

Explain what is at stake in this bill.

Sign in to join the discussion.

No comments yet. Be the first.